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富达投资集团TIAA补充退休帐户文件及资源外部退休供款

采取行动

安排会议网络钓鱼和垃圾邮件攻击

退休后的情感问题

This ten minute podcast highlights 的 emotional aspects of retirement faculty and staff will want to consider during 的ir planning process. 提出的 GVSU's Employee Assistance Program - Encompass Michele Kimmel-Fors顾问.

听现在

TIAA信息

网站: TIAA主页
电话: (800) 842-2776
计划数量: 101021 (403b); 101022 (457b)

通过TIAA网站, you can access product and account information, 当前业绩报告, 更改地址, 进行交易, 阅读并订购当前的招股说明书.

如果你是 thinking of retiring soon and are looking for more information about what Grand Valley offers, 访问我们的 退休福利 页面.

TIAA代表
莱恩哈洛威尔
电子邮件: (电子邮件保护)
电话:(616)802-5323

TIAA Retirement Program Update Information

• 程序更新常见问题解答和比较表
• 转型研讨会简报
• Top Ten Reason To Meet With A TIAA Consultant

富达投资集团

网站: 富达主页
电话: (800) 343-3548
计划数量: 50094 (403b); 72992 (457b)

通过富达网站, 您可以查阅基金资料, 爱尔兰共和军评价者, 每日基金价格, 网上交易. 请在我们的网站上查看即将到来的日期 活动页面. 

忠诚代表
赛斯Yanik
电子邮件: (电子邮件保护) 
电话:(313)559-2133

额外的资源:

• How to make changes to investment elections held with 富达投资集团
• How to select/update a beneficiary for a retirement plan account with 忠诚

安排与代表的会议

If you need help navigating your TIAA account, you can meet with our University TIAA representative. To schedule an upcoming appointment, visit 的 TIAA网站 或致电(866)842-2825.

If you need more information about your 忠诚 account, feel free to consult our 大学忠诚代表.

补充退休帐户 Contribution Limits for 2024

The Internal Revenue Service (IRS) has announced that 的re will be an increase to supplemental retirement account contribution limits and 的 catch-up contribution for those 50 and older for 2024. The 2023 大峡谷州立大学 403(b) and 457(b) supplemental contribution limits are below.

403(b)

• 雇员供款限额: $23,000
• 补供款(50岁或以上): $7,500

457(b)

• 雇员供款限额: $23,000
• 补供款(50岁或以上): $7,500

Beware of 网络钓鱼和垃圾邮件攻击 Related to Retirement 好处

Many employees are receiving emails from companies with names like “relaxedretirements.com”、“yourretiring.Com”和“欣赏网络”.com.” These emails indicate that it is time to set up an appointment to discuss your retirement benefits, or that 的y are available to help “public” employees understand 的ir retirement plans or benefits. These entities are not authorized by GVSU and you should treat 的ir message as spam.

Beware of attempts to gain financial information via unsolicited emails, texts and phone calls from outside “companies” who offer to meet with you to advise on your retirement plans, 账户或福利.

Your HR 好处 team is here to help you with your employee benefits, 包括你的退休计划. Legitimate email regarding your benefits will come from (电子邮件保护), (电子邮件保护), or individually from one of 的 members of 的 好处 team. You will also receive information from our retirement plan investment providers, 富达投资和TIAA.

Report 外部退休供款 to 的 好处 Office By April 1

To help faculty and staff members avoid tax penalties, 人力资源 collects information each spring regarding contributions made to outside retirement plans to help ensure 的y do not exceed IRS limits.

If a faculty/staff member contributes to a non-Grand Valley State University retirement plan through an outside business in which 的y 至少拥有50%的股份, 的y must report 的 prior years contributions to 人力资源 4月1日前.

This applies if 的 answers to 的 following questions is “yes”:

1. 是 you eligible to participate in 的 大峡谷州立大学 403(b) Retirement Plan?
2. Do you own a controlling interest (more than 50 percent) in a for-profit business, including sole proprietorship and/or consulting?
3. Do you contribute to a qualified retirement plan—such as a 401(k), 401(a) or 403(b)—or simplified employee pensions (SEPs) and Keogh plans through that business?

If you answered “no” to any of 的 above questions, no action is needed.

If you answered “yes,” please complete and submit 的 Internal Revenue Code Section 415(c) Aggregation Form 4月1日前. 

While faculty/staff are responsible for independently reporting retirement contributions to 的 IRS, HR may be able to help you avoid tax penalties by collecting this information.

看到 国税局的网站 以获取有关第415条的更多信息.